Well, for most of us, the system here doesn't work well at all

Define "most of us". Approximately 85% of the population in the United States has insurance coverage, therefore this is a superfluous statement at best.

Kind Regards,

Almost all of us long for peace and freedom; but very few of us have much enthusiasm for the thoughts, feelings, and actions that make for peace and freedom. - Aldous Huxley

Was the government to prescribe to us our medicine and diet, our bodies would be in such keeping as our souls are now. - Thomas Jefferson