I have been blessed with wonderful insurance because of my hubbies generous retirement plan. Since I turned 65 it became a Medigap policy. Our company has us on a generous prescription plan with no donut hole. My worry is that it will be considered a "Cadillac plan" and we will have to pay a lot of extra taxes. We are living on a fixed income now and things seem to be costing more every day.
I am also worried about all the Medicare and Medicaid cuts that will be made. It looks like they are going to make the poor and elderly pay for it.
In 2010 they will be cutting Medicare payments for inpatients psych hospitals. In 2011 come cuts to home health, and reimbursements when seniors use diagnostic imaging also cuts to ambulance services, diagnostic labs and durable medical equipment.
Right now Medicare only covers 20 visits for PT a year, thats not a lot when you are disabled.
Cherish your yesterdays,
Dream your tomorrows,
But live your todays.
Do the very best you can
leave the rest to God.