Hi Wally
I am sorry, I speak of Eric so often I assume that everyone knows that he is my son. I know.....bad Lori, I shouldnt assume.
Eric is 13 years old, and was diagnosed at 9. He tried all the drugs and all the drugs failed.
I know about insurance companies trying to wiggle out of paying for the big money drugs, and they can be quite slippery when they are wiggling too.

When Eric went on Enbrel the first time, he was between a wheelchair and crutches. He could not walk without aide.
Now being the stubborn, persistant mom that I am, I wouild not accept that this was the life my child would have if there was a way out there of preventing it.
That started my battle with the insurance company. It was not easy or quick, but as the saying goes.....where there is a will, thre is a way.
I found my loop hole, and Eric got his Enbrel. Just a couple of days after his first shot, Eric was walking.....all by himself.
Within a month he was back to playing basketball.
Just over a year, he was in full remission. No drugs at all.....including Enbrel.
Sadly, 11 months later, AS came back in his hips (it first affected his knee).
Eight months after he started back on the Enbrel, he went back into remission. Hopefully it last this time.
What Enbrel is to us is a miracle. It gave a little boy back his life.
What Enbrel is to the medical world is a DMARD. Along the same lines as Humira and Remicade.
Erics story is out there in different post, but it is easier to just tell you than it would be to try and find it again.
If you do get the chance to try it, I would say to go for it........It does not work for everyone, but it sure works good for my boy!
Hopefully this is what you were asking. I am at work, and my boss keeps poking his head in, so I gotta fly.
If I totally misunderstood your question, ask again. I will do my best to answer it.
Lori

